Notice Accounts
FirstSave Notice Accounts are ideal for savers who do not require immediate access to their money but wish to receive a higher rate of interest. To see our current interest rates, please refer to the adjacent table.
With a small minimum balance, FirstSave Notice Accounts help you save by providing a fixed notice period before you can withdraw your savings.
For both new and existing customers to FirstSave, our Notice Accounts give you the opportunity to earn that bit extra.
Minimum investment of £100 to get your interest paid annually.
Minimum investment of £5,000 to get your interest paid monthly.
If you think this is the savings account for you, click on 'Apply now', then follow the easy steps.
Easy Access
With this variable rate account, you have immediate access to your savings. To open one, you need only a small initial deposit and then your money starts earning very attractive rates of interest.
As well as offering competitive market rates, the FirstSave Easy Access Account is simple and convenient for you to operate online. You can deposit and withdraw funds at any time, in the comfort of your own home.
Whether you're an existing customer or new to FirstSave, our Easy Access Account can be a sound investment.
- Minimum investment of £100 to get your interest paid annually
- Minimum investment of £5,000 to get your interest paid monthly
Fixed Rate Bonds
If you're looking for medium/longer-term investments, FirstSave Fixed Rate Bonds require only a modest minimum deposit and offer excellent fixed-term interest rates over various periods from six months to seven years. For our current products and rates, click here.
Our Fixed Rate Bond(s) provide a safe and secure home for your money while earning a great rate of interest and are open to both new and existing FirstSave customers.
With this product withdrawals are not permitted until maturity.
- Minimum investment of £1,000 to get your interest paid annually.
- Minimum investment of £5,000 to get your interest paid monthly.
Summary Box of Key Product Information – click here
Current interest rates
| Account | Gross rate p.a. | AER | |
| Notice Accounts | |||
| 90 Day Notice monthly interest | 0.50% | 0.50% | |
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| 90 Day Notice yearly interest | 0.50% | 0.50% | |
| - The above rates are applicable from 08-01-2021 | |||
| 60 Day Notice monthly interest | 0.40% | 0.40% | |
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| 60 Day Notice yearly interest | 0.40% | 0.40% | |
| - The above rates are applicable from 20-12-2016 | |||
| 30 Day Notice monthly interest | 0.20% | 0.20% | |
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| 30 Day Notice yearly interest | 0.20% | 0.20% | |
| - The above rates are applicable from 20-12-2016 | |||
| Easy Access Savings Accounts | |||
| Easy Access monthly interest | 0.00% | 0.00% | |
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| Easy Access yearly interest | 0.00% | 0.00% | |
| - The above rates are applicable from 07-10-2016 | |||
| Fixed Rate Bond Accounts - limited availability | |||
| 1 year bond monthly interest - 39th issue | 1.00% | 1.00% | |
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| 1 year bond yearly interest - 39th issue | 1.00% | 1.00% | |
| - The above rates are applicable from 13-11-2020 | |||
| 2 year bond monthly interest - 23rd issue | 1.15% | 1.15% | |
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| 2 year bond yearly interest - 23rd issue | 1.15% | 1.15% | |
| - The above rates are applicable from 13-11-2020 | |||
| 3 year bond monthly interest - 8th issue | 1.24% | 1.25% | |
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| 3 year bond yearly interest - 8th issue | 1.25% | 1.25% | |
| - The above rates are applicable from 13-11-2020 | |||
Fixed Rate Loyalty Bonds – limited availability
| Account | Gross rate p.a. | AER |
| Available only to maturing FirstSave Fixed Rate Bond account holders | ||
| 1 year loyalty bond monthly interest - issue A11 | 0.80% | 0.80% |
| 1 year loyalty bond yearly interest - issue A11 | 0.80% | 0.80% |
| - issue A11 rates applicable from 2-12-2020 | ||
| 2 year loyalty bond monthly interest - issue A12 | 0.95% | 0.95% |
| 2 year loyalty bond yearly interest - issue A12 | 0.95% | 0.95% |
| - issue A12 rates applicable from 2-12-2020 | ||
AER means "annual equivalent rate" and is a notional rate which illustrates the gross interest rate as if paid and compounded on a monthly or annual basis whichever is applicable to the account.
Banking Charges - The standard operation of your account will be free from charges. However, there may be exceptional times when charges apply, these are detailed in our Tariff of charges.