Notice Accounts
FirstSave Notice Accounts are ideal for savers who do not require immediate access to their money but wish to receive a higher rate of interest. To see our current interest rates, please refer to the adjacent table.
With a small minimum balance, FirstSave Notice Accounts help you save by providing a fixed notice period before you can withdraw your savings.
For both new and existing customers to FirstSave, our Notice Accounts give you the opportunity to earn that bit extra.
Minimum investment of £100 to get your interest paid annually.
Minimum investment of £5,000 to get your interest paid monthly.
If you think this is the savings account for you, you can Apply now, and follow the easy online instructions.
Easy Access
With this variable rate account, you have immediate access to your savings. To open one, you need only a small initial deposit and then your money starts earning very attractive rates of interest. To see our current rates, click here.
As well as offering competitive market rates, the FirstSave Easy Access Account is simple and convenient for you to operate online. You can deposit and withdraw funds at any time, in the comfort of your own home.
Whether you’re an existing customer or new to FirstSave, our Easy Access Account can be a sound investment.
- Minimum investment of £100 to get your interest paid annually
- Minimum investment of £5,000 to get your interest paid monthly
If you think this account is for you, click on ‘Apply now’ above, then follow the easy steps.
Fixed Rate Bonds
If you're looking for medium/longer-term investments, FirstSave Fixed Rate Bonds require only a modest minimum deposit and offer excellent fixed-term interest rates over various periods from six months to seven years. For our current products and rates, click here.
Our Fixed Rate Bond(s) provide a safe and secure home for your money while earning a great rate of interest and are open to both new and existing FirstSave customers.
With this product withdrawals are not permitted until maturity.
- Minimum investment of £1,000 to get your interest paid annually.
- Minimum investment of £5,000 to get your interest paid monthly.
If this type of investment appeals to you, it’s easy to apply for an account. Simply click on ‘Apply now’, then follow the step-by-step instructions.
Summary Box of Key Product Information – click here
Current interest rates
| Account | Gross rate p.a. | Net rate p.a. | AER |
| Notice Accounts | |||
| 30 Day Notice monthly interest |  |
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| 30 Day Notice yearly interest | |||
| - The above rates are applicable from 15-05-2013 | |||
| 90 Day Notice monthly interest |  |
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| 90 Day Notice yearly interest | |||
| - The above rates are applicable from 15-05-2013 | |||
| Fixed Rate Bond Accounts – limited availability | |||
| 1 Year bond monthly interest - 27th issue | 1.86% | 1.49% | 1.88% |
| 1 Year bond yearly interest - 27th issue | 1.88% | 1.50% | 1.88% |
| - The above rates are applicable from 13-06-2014 | |||
| 5 year bond monthly interest - 8th issue | 3.04% | 2.43% | 3.08% |
| 5 year bond yearly interest - 8th issue | 3.08% | 2.46% | 3.08% |
| - The above rates are applicable from 13-06-2014 | |||
| 7 year bond monthly interest - 1st issue | 3.45% | 2.76% | 3.50% |
| 7 year bond yearly interest - 1st issue | 3.50% | 2.80% | 3.50% |
| - The above rates are applicable from 17-10-2013 | |||
| Easy Access Savings Accounts | |||
| Easy Access monthly interest |  |
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| Easy Access yearly interest | |||
| - The above rates are applicable from 11-05-2012 | |||
Fixed Rate Loyalty Bonds – limited availability
| Account | Gross rate p.a. | Net rate p.a. | AER |
| Available only to maturing FirstSave Fixed Rate Bond account holders | |||
| 1 year loyalty bond monthly interest – Issue P |
1.88% | 1.50% | 1.90% |
| 1 year loyalty bond yearly interest – Issue P |
1.90% | 1.52% | 1.90% |
| - The above rates are applicable from 21-04-2014 | |||
| 2 year loyalty bond monthly interest – Issue P |
2.28% | 1.82% | 2.30% |
| 2 year loyalty bond yearly interest – Issue P |
2.30% | 1.84% | 2.30% |
| - The above rates are applicable from 24-07-2014 | |||
AER means "annual equivalent rate" and is a notional rate which illustrates the gross interest rate as if paid and compounded on a monthly or annual basis whichever is applicable to the account.
Net rate p.a. means the rate payable after deduction of basic rate income tax applicable to savings accounts (Gross rate interest is payable if you have registered as a non-tax payer).
Banking Charges - The standard operation of your account will be free from charges. However, there may be exceptional times when charges apply, these are detailed in our Tariff of charges.